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Art Funding Group > Our Services > Merchant Cash Advance

Merchant Cash Advance

Art Funding Service | Same Day Funds

What is a Merchant Cash Advance? A Merchant Cash Advance isn’t technically a loan, but rather a cash advance that is paid back by withdrawing a percentage of your credit sales, typically on a daily basis. Since a merchant cash advance is based on a certain percentage of the daily balance, the more credit card sales a business does the faster they are able to repay the advance. On the other hand, during times of slow business, the payback would be reflective of the incoming cash flow.

How does a Merchant Cash Advance Work? A merchant cash advance lender will provide you with a lump sum of money in exchange for a percentage of your future credit card sales. Instead of making a fixed payment over a period of time, your loan is paid back usually daily or weekly by the lender collecting that set percentage of your credit card sales.

Are Merchant Cash Advances The Same As a Loan? A merchant cash advance isn’t technically a loan with set terms. It is an advance on future sales and is paid back by taking an agreed upon percentage on a daily or weekly basis. The benefits of a merchant cash advance are you can pay back the loan as quickly or as slowly as your business sales allow.

A Team of Professionals

Art Funding Service only hires the very best professionals in order to meet your financial goals. 

Same Day Funds

The benefit of working with Art Funding Service is that we help customers just like you receive the funds they need whey they need it most!

1-Minute Application

After completing this simple application, we'll pair your with a dedicated Business Financing Advisor to choose the best financing options for your business!

No Minimum Fico

We have financing options for all credit profiles. There is no minimum FICO score required to apply.

Large Loans Available

We are serving the best practices and using highly sophisticated technology to satisfy the needs of clients.

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Feel free to give us a call regarding any of our services and one of our specialists will be more than happy to answer any and all questions that you may have.

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